#DaveRamsey has literally changed my life (not just financially). Reposted from @fit.and.frugal.momx2 This is the same advice @daveramsey gives to those who are about to have a baby or another big life event, he calls it “storm mode”, save up as much as you can. “No one makes good decisions when they’re in a panic, or when they’re drunk. When the culture is in the middle of hysteria and being completely irrational, if you follow them, you will go over the cliff with them”. - Dave Ramsey
